@prologic because the downside of over-leveraging yourself is you lose your house.. or more.

@prologic because it is gambling. Not everyone is into it.

@prologic well, when you buy property you are obtaining something tangible, guaranteed. When you bet on the market (I am assuming that's what you meant by investing), you are not guaranteed.

@prologic There's no guarantee you'll increase your portofolio and wealth if you invest, much less if you borrow to invest.

@prologic now you are trolling. LOL. Highest savings (or CDs) around here renders around 5%. No one is going to lend you money at that interest rate, or less, like, ever.

@prologic Goldman Sachs, through Apple, is giving 4.4% on $100K (minimum). Four months rolling CDs in our bank are giving up to 5.10% on $50K, and up. Government treasure bills are around that, some a little less, some a little more.

The kick is, if you want to borrow money, all interests are super high (10%+). You can't "borrow to invest " in a savings account.